Country Home on 20 Acres with a Bunkhouse near Brainerd, Minnesota — $374,900

Property Overview

Country living takes on a different scale at 17385 County Road 102 in Brainerd, Minnesota. Set on 20.03 acres of heavily wooded land, this five-bedroom, two-bathroom split-level home offers 3,016 square feet of living space, a detached oversized garage, and a separate bunk house. The setting provides room to enjoy the outdoors, with hunting, ATV riding, and recreational opportunities in the surrounding Brainerd and Crosby area.

Built in 1989, the home has plenty of potential for someone willing to put in some work and make it their own. It is being offered as a fixer-upper, making it worth considering for buyers who appreciate a substantial property with acreage and are comfortable taking on improvements.

Inside, the layout includes five bedrooms, a full bathroom, and a three-quarter bathroom. The primary suite has its own private bathroom and walk-in closet. Main-floor laundry adds everyday convenience, while the finished lower level provides additional living space.

Several practical improvements are already in place, including a newer roof and newer septic system. In-floor heat is another notable feature. Outside, the wooded acreage, bunk house, and large detached garage give the property additional flexibility beyond the main residence.

Interior Features and Living Space

The three-level split design provides separate living areas and a practical arrangement for a larger household. The home has 1,992 square feet of finished above-ground space and another 1,024 square feet of finished space below ground.

The primary bedroom is located on the lower level and includes a private bathroom and walk-in closet. Three additional bedrooms are on the main level, with another bedroom on the lower level. The upper level contains the dining room and family room.

The kitchen and living areas provide a foundation for a buyer who wants to update the home over time. The finished basement, including egress windows, adds useful flexibility for recreation, hobbies, or additional living arrangements.

Interior details

• Five bedrooms.
• One full bathroom and one three-quarter bathroom.
• Primary suite with private bathroom.
• Walk-in closet in the primary suite.
• Finished full basement with egress windows.
• Three-level split floor plan.
• Main-floor laundry.
• Forced-air heating and in-floor heat.
• Window-unit cooling.
• No fireplace.

Included appliances

• Dishwasher
• Dryer
• Microwave
• Refrigerator
• Washer

Land and Outdoor Features

The 20.03-acre parcel is one of the main attractions of this property. With heavy tree coverage and dimensions of approximately 650 by 1,325 feet, the land provides considerably more outdoor space than a typical residential lot.

The wooded setting is suited to buyers who enjoy spending time outside, with room to explore the property, enjoy the surrounding natural landscape, and take advantage of hunting and recreational opportunities in the region.

The property description also highlights ATV trails and outdoor recreation in the surrounding area. The nearby Crosby and Brainerd communities provide access to additional recreational destinations, lakes, and outdoor activities.

Additional structures and outdoor amenities

• Separate bunk house.
• Detached oversized two-car garage.
• Garage dimensions of approximately 30 by 32 feet.
• Deck.
• Heavily wooded acreage.
• Paved road access.

Garage and Parking

The detached garage measures approximately 30 by 32 feet and provides two parking spaces. Its additional room can be useful for vehicle storage, outdoor equipment, tools, and recreational gear.

For buyers who enjoy hunting, ATV riding, and other outdoor activities, having a substantial detached garage alongside a separate bunk house adds practical value to the overall property layout.

Utilities and Construction

The house was built in 1989 using frame construction and has an asphalt shingle roof. The roof is listed as being eight years old or less, and the property description also identifies it as newer.

Heating is provided by a forced-air system, with in-floor heat also noted among the home’s features. Cooling is provided by window units.

Utility information

• Electricity: 200+ amp electrical service.
• Heating fuel: Propane.
• Water: Private drilled well.
• Wastewater: Private septic system with tank and drainage field.
• Septic status: Listed as compliant.
• Road: Paved.
• Homeowners association: None.

Because this is a rural property with private well and septic service, buyers should confirm the current condition, inspection history, and maintenance requirements of these systems. Internet provider availability and connection speeds should also be checked using the exact property address.

Living in the Brainerd and Crosby Area

The property is in the Brainerd area of Crow Wing County, a part of central Minnesota known for its lakes, wooded landscapes, outdoor recreation, and smaller communities. Brainerd and Crosby provide different options for everyday services, shopping, healthcare, and recreation.

Crow Wing County had an estimated population of approximately 69,132 in July 2025. The local economy includes healthcare, retail, education, manufacturing, construction, and tourism-related employment. Healthcare and social assistance are among the county’s largest employment sectors, alongside retail and accommodation services.

For buyers who want a rural property without giving up access to established communities, the location provides a connection to both the Brainerd Lakes area and the Cuyuna region.

Outdoor Recreation and Nearby Attractions

Outdoor recreation is a significant part of life around Brainerd and Crosby. The region has numerous lakes, wooded public areas, trails, and opportunities for activities throughout the year.

Cuyuna Country State Recreation Area

The Cuyuna Country State Recreation Area near Crosby is a well-known destination for mountain biking and outdoor activities. Its trail system covers approximately 50 miles across nearly 800 acres, with routes ranging from beginner-friendly trails to more challenging riding.

The recreation area also features scenic mine lakes, hiking opportunities, and winter activities. It is a particularly relevant destination for buyers who enjoy cycling and spending time outdoors.

Crosby Memorial Park

Located along Serpent Lake in Crosby, Crosby Memorial Park provides lakeside recreation, public outdoor space, and access to the surrounding community. The park includes a campground and facilities for enjoying time near the water.

Milford Mine Memorial Park

Milford Mine Memorial Park, near Crosby, offers an opportunity to explore an important part of the area’s mining history while enjoying the outdoors. The park includes historical memorial features and opportunities for walking and nature observation.

Together, these destinations add to the range of outdoor activities available throughout the Crosby and Brainerd region.

Shopping and Everyday Services

Crosby and Brainerd provide grocery shopping and everyday services for residents in the surrounding rural communities.

In Crosby, Super One Foods provides a local option for groceries and household essentials. Brainerd and Baxter offer additional shopping choices, including Super One Foods, ALDI, Target, and other retail businesses.

Pharmacy services are available in both communities, including Thrifty White Pharmacy in Brainerd and pharmacy services associated with local healthcare facilities.

Downtown Crosby also has restaurants, local businesses, and shops. Brainerd and Baxter provide a broader selection of retail stores, restaurants, financial services, and other everyday amenities.

Healthcare and Medical Facilities

The surrounding area has healthcare facilities in both Crosby and Brainerd.

• Cuyuna Regional Medical Center – Crosby: A regional medical facility with hospital services, an emergency department, and outpatient care.
• Essentia Health–St. Joseph’s Medical Center – Brainerd: A hospital providing emergency services and a range of medical and specialty care.

Additional primary care, specialty services, pharmacies, and outpatient clinics are available throughout the Brainerd Lakes area. Buyers should consider their preferred healthcare providers and verify the services available at each location.

Schools and Education

The broader Brainerd and Crosby area is served by public education systems that include Brainerd Public Schools (ISD 181) and Crosby-Ironton Schools (ISD 182).

Schools serving the wider region include elementary, middle, and high school options in the Brainerd and Crosby-Ironton communities. Private and alternative education options are also available in the surrounding area.

The property’s exact school attendance boundaries should be confirmed directly with the appropriate school district before making enrollment decisions. Nearby school districts do not necessarily establish the assigned schools for this particular address.

Transportation and Regional Access

County Road 102 provides access to the property, with the broader regional road network connecting the surrounding communities.

U.S. Highway 210 and Minnesota State Highways 6 and 371 are important routes in the Brainerd Lakes region. These roads connect Brainerd, Crosby, and surrounding communities with other parts of central Minnesota.

Brainerd also has the Brainerd Lakes Regional Airport, providing regional aviation access. For longer trips, the Twin Cities metropolitan area is accessible by road via the regional highway network.

The location is particularly suited to buyers who rely on personal transportation, as shopping, healthcare, schools, and other services are spread across the surrounding communities.

Utilities and Internet Availability in the Region

The Brainerd and Crosby region has established electricity, telecommunications, and municipal utility providers. Depending on the community, regional providers include Minnesota Power, Crow Wing Power, Brainerd Public Utilities, Consolidated Telephone Company (CTC), and other telecommunications companies.

Fiber and broadband infrastructure has expanded in parts of Crow Wing County, including projects intended to improve connectivity in rural areas. However, regional provider coverage does not guarantee that a particular service or internet speed is available at this property.

The home itself is listed with a private drilled well, private septic system, propane, and 200+ amp electrical service. Buyers should independently verify broadband availability, cellular reception, and any other service requirements at the address.

Local Safety and Crime Information

Public safety information is available through the Crow Wing County Sheriff’s Office and local law enforcement agencies.

The Crow Wing County Sheriff’s Office 2024 annual report recorded 210 violent crimes and 33 burglaries in its reported patrol statistics. These are county sheriff activity figures, not a complete crime rate for every law enforcement jurisdiction in the county.

Countywide figures cannot establish the safety or crime conditions of an individual rural property or its immediate surroundings. Buyers who want a more detailed picture should review the relevant law enforcement jurisdiction and available address-level information.

Crow Wing County Housing Market History

The Brainerd metropolitan housing market provides useful regional context for buyers considering property in this part of Minnesota. Historical median listing prices show how asking prices across the broader market have changed over time.

The following figures represent December median listing prices for the Brainerd metropolitan statistical area. They are market-wide asking-price figures, not completed sale prices or valuations of rural acreage properties.

Figures represent the December monthly median listing price for the Brainerd, Minnesota metropolitan area. Annual changes are calculated from the preceding December. These figures describe historical asking prices and should not be interpreted as a forecast or a direct comparable valuation for this property.

The regional market has experienced both increases and declines over this period. Rural homes with substantial acreage, private utilities, additional buildings, and renovation needs can differ considerably from the broader housing market, so property-specific comparable sales are particularly important when evaluating value.

Development and Land Use

Crow Wing County’s Comprehensive Plan covers the 2024–2040 planning period and provides a framework for land use, development, natural resources, and infrastructure across the county.

The county also maintains land-use regulations and recreational-use policies relevant to rural properties. The parcel is identified as residential single-family zoning, but buyers considering additional buildings, land improvements, business activities, or changes in land use should confirm the applicable requirements directly with Crow Wing County Land Services.

No specific approved development project affecting this parcel has been established here. Buyers should verify current zoning, permitted uses, access requirements, and any applicable restrictions before planning changes to the property.

Property Summary