A-Frame Farmhouse Fixer-Upper on 37.2 Acres with Creek Frontage in Owenton, Kentucky — $184,000
Property Overview
Set off Harmony Road in Owen County, Kentucky, this 37.2-acre farm combines a two-and-a-half-story A-frame farmhouse, mature timber, rolling ridges, and approximately 350 yards of frontage along Elm Fork Creek. The house needs substantial work and is being sold as-is, but the acreage offers an established hunting setup, multiple food plot locations, and room for a buyer to shape the property to suit their plans.
The entrance is reached by a secluded driveway from Harmony Road. About 100 yards in, the drive crosses a bridge over Elm Fork Creek before continuing to the house. The property has approximately 630 yards of road frontage, with the creek running through the middle of the acreage.
This is a working prospect for someone who values land, wildlife habitat, and the chance to renovate an existing structure. The house is not move-in ready: it needs significant work, and the abandoned pool and other existing structures will also require the buyer’s attention.
The A-Frame House
Built in 1989, the two-and-a-half-story A-frame contains approximately 2,800 square feet of interior living area, with three bedrooms, two full bathrooms, and one half bathroom. The primary bedroom and kitchen are on the second level.
Carpet and hardwood flooring are listed among the interior finishes. Heating is described as wood and a wood stove, and no cooling system is listed. Buyers should assess the home’s condition, repair needs, and systems during their inspection.
Important condition details: The home is a substantial fixer-upper and is being sold as-is. The swimming pool behind the house is abandoned and empty. Two mobile home buildings and an approximately 800-square-foot barn also remain on the property and are being sold as-is.
Wooded Acreage and Creek Frontage
The land is predominantly timbered, with rolling terrain, several ridges, and mature oaks throughout. Larger, established oaks are scattered across the farm, while a dense cedar and conifer thicket follows the western edge. Additional conifers grow throughout the property, creating areas of thick cover.
Walnut trees grow along the creek bottom, and chestnuts were planted extensively across the property about a decade ago. The acreage was once used as cattle pasture and has since grown back into a mixture of wooded cover and wildlife habitat.
Elm Fork Creek provides a prominent natural feature, with approximately 350 yards of frontage and flowing water through the property. A bridge crosses the creek along the driveway, connecting the entrance to the house.
Hunting and Wildlife Habitat
The farm has an established history of deer and turkey hunting, with multiple large deer reportedly harvested on the property. Three food plot locations have been established, and multiple hunting blinds and stands are already in place.
A power-line easement runs approximately 672 yards through the land. Its cleared right-of-way may provide useful open ground for food plots and wildlife travel corridors, depending on easement restrictions and the buyer’s intended management practices. A water easement also crosses the property.
For additional public hunting ground, John A. Kleber Wildlife Management Area encompasses approximately 4,463 acres across Owen and Franklin counties. The area includes extensive forest habitat and designated public hunting opportunities. Its current access rules and shooting-range status should be checked before planning a visit; the public shooting range and its access road have been reported closed indefinitely.
Additional Improvements and Access
- Gated entrance: Access begins from Harmony Road.
- Creek bridge: The driveway crosses Elm Fork Creek before reaching the house.
- Vehicle cover: A lean-to stands on each side of the house.
- Concrete pad: A basketball goal is located on the pad behind the house.
- Abandoned pool: An empty pool remains behind the house and is sold as-is.
- Additional buildings: Two mobile home buildings and an approximately 800-square-foot barn remain on the acreage.
- Road frontage: Approximately 630 yards along Harmony Road.
Water and mineral rights convey with the sale. The property also has a water easement beneath the land, so buyers should review the recorded easements and confirm their terms before making changes or planning improvements.
Location and Regional Access
The farm is in Owen County, just north of the Scott County line, within the region commonly referred to as Kentucky’s Golden Triangle between Lexington, Louisville, and Cincinnati. The supplied listing describes approximate travel times of 10 minutes to Stamping Ground, 25 minutes to Georgetown, 45 minutes to Lexington, 1 hour and 5 minutes to Cincinnati, and 1 hour and 30 minutes to Louisville. Actual journey times will vary with route and traffic.
Owenton serves as the county seat and the principal local center for everyday services. The county’s population was estimated at 11,601 in July 2025, reflecting a predominantly rural setting with access to the larger communities of central and northern Kentucky by road.
Schools and Education
Owen County Schools operates public education facilities in Owenton, including Owen County Elementary School, Maurice Bowling Middle School, and Owen County High School. These schools provide elementary, middle, and high school options within the county.
Nearby school listings do not by themselves establish the official attendance assignment for this parcel. Buyers who need school transportation or a particular school placement should confirm the current assignment directly with the district.
Healthcare and Everyday Services
Owenton is the nearest established service center for routine errands and local services. Cull Family Pharmacy is located on US-127 in Owenton, and local shops and agricultural supply businesses serve residents and landowners in the area.
For medical care, buyers should verify the current locations and operating arrangements of local clinics, urgent care facilities, and emergency departments before relying on a particular provider. This listing does not establish a verified distance to a hospital or emergency department.
Shopping, Parks, and Recreation
Everyday shopping and services are available in Owenton, including pharmacy and agricultural supply businesses. Georgetown, Lexington, and other regional centers offer additional shopping, dining, and services for trips beyond the immediate area.
Outdoor recreation is a defining feature of this location. In addition to the property’s creek, timber, ridges, and established hunting areas, John A. Kleber Wildlife Management Area provides a large expanse of public land for regulated outdoor recreation. Hunting, fishing, and other permitted activities are subject to current Kentucky Department of Fish and Wildlife Resources regulations and any area-specific restrictions.
Utilities and Connectivity
The property information lists public water, a cistern, and creek water among its water-related features. It does not establish which source currently serves the house, whether all systems are operational, or the condition of any associated plumbing or wastewater infrastructure.
Wood and a wood stove are listed for heating, and no cooling system is listed. Buyers should confirm electrical service, wastewater arrangements, drinking-water source, trash collection, internet availability, and cellular reception at the exact property address. Area-wide provider coverage does not guarantee service at this specific location.
Crime, Planning, and Housing Market Context
Reliable, directly comparable crime figures for the immediate property surroundings have not been established here. Countywide statistics, where available, describe the wider area and should not be interpreted as a measurement of conditions at this particular address.
Owen County’s housing market includes a mix of rural homes, farms, and land parcels. County-level housing figures vary depending on whether the measure is a median listing price, median sale price, or a home-price index. Those measures are not interchangeable, and residential trends alone do not establish the market value of a heavily wooded tract with creek frontage and a house requiring substantial renovation.
No specific pending development or planning project has been established here as directly relevant to this parcel. Buyers considering additions, rebuilding, land clearing, changes to existing structures, or other improvements should confirm current zoning, building requirements, floodplain considerations, easements, and applicable permits with the relevant county and state authorities.
Property Summary
| Property type | Farm with single-family A-frame house |
|---|---|
| Street address | 340 Harmony Road |
| City | Owenton |
| County | Owen County |
| State and ZIP | Kentucky 40359 |
| Parcel number | 0960000008.00 |
| Bedrooms | 3 |
| Bathrooms | 2 full and 1 half |
| Interior area | 2,800 square feet |
| Land area | 37.2 acres |
| Year built | 1989, per public records |
| Condition | Fixer-upper; sold as-is |
| Heating | Wood and wood stove, as listed |
| Cooling | None listed |
| Flooring | Carpet and hardwood, as listed |
| Water features | Elm Fork Creek; approximately 350 yards of creek frontage |
| Land features | Mature timber, rolling ridges, oaks, cedars, conifers, and chestnut plantings |
| Road frontage | Approximately 630 yards on Harmony Road |
| Additional structures | Two mobile home buildings, an approximately 800-square-foot barn, and an abandoned pool; sold as-is |
| Other features | Gated entrance, creek bridge, two vehicle-cover lean-tos, concrete basketball pad, food plots, hunting stands and blinds |
| Rights conveyed | Water and mineral rights, as described in the listing |
| Annual property tax | $501, as listed for 2025 |
| Assessed value | $39,400, as listed for 2025 |
View the Property Listing
Review the listing details and available property photographs on Zillow before arranging a visit.
View on Zillow — $184,000Photographs and listing materials are presented through the original Zillow listing. Photo credits belong to the original photographers, and property ownership remains with the respective owners. No independent photo credits or ownership names have been provided for additional attribution.


