Mountain-View Home on Approximately 25 Acres in Martin, Kentucky — $345,000
Property Overview
Set in Martin, Kentucky, this single-family home sits on approximately 25 acres and has mountain views, a fenced yard, and several levels of living space. The home includes four bedrooms, two full bathrooms, one half bath, and 2,851 square feet of interior space.
The great room has cathedral ceilings finished in tongue-and-groove wood. Several rooms have been recently painted, and the upper floors add flexible space for a den, playroom, office, or recreation area. The second-floor den could also serve as an additional sleeping area, while the third-floor bonus room offers another place to spread out.
The property includes a fireplace and a Generac whole-house generator that the owner reports is about a year old and runs all floors. The setting combines an established home, a fenced yard, and a substantial amount of additional land.
Interior Features
Great Room and Upper-Level Rooms
The great room is a central feature, with its cathedral ceiling and exposed tongue-and-groove wood finish. The second-floor den gives the layout extra flexibility for a home office, playroom, or quiet sitting area. The third-floor bonus room can be used for recreation, hobbies, or additional storage and living space.
Bedrooms, Bathrooms, and Finishes
The home has four bedrooms and three bathrooms in total: two full bathrooms and one half bath. Flooring includes hardwood, laminate, and linoleum or vinyl. Several rooms have recently been painted, and the home has a fireplace.
Kitchen Appliances
Included appliances are a dishwasher, microwave, range and oven, and refrigerator.
Land and Exterior
The property includes approximately 25 acres, with a fenced yard and mountain views. An upper section of roughly five acres is relatively flat and was recently purchased by the owner. The additional acreage gives the property a mix of usable open ground and a larger rural setting.
The exterior combines stone and wood. The home has a metal roof and a concrete block foundation. It was built in 2002 and has no basement.
The owner describes the road as a dead-end, blacktopped road with no through traffic and reports that it is maintained during the winter months.
Heating, Cooling, and Other Systems
Heating is listed as heat pump, electric, and gas, with central cooling. The Generac generator is reported to be approximately one year old and capable of running all floors of the home.
The owner identifies RECC as the electric provider and Martin Gas Inc. for gas service. Public water and a septic system are indicated in property listing records; buyers should confirm the service arrangements and septic details during due diligence.
About Martin and Floyd County
Martin is an incorporated town in Floyd County in Eastern Kentucky. The town had 513 residents in the 2020 census. Floyd County’s estimated population was 34,401 in 2025. Prestonsburg serves as a nearby regional center for shopping, healthcare, and other services.
Schools and Education
Public schools in the area include May Valley Elementary School in Martin, James D. Adams Middle School in Prestonsburg, and Floyd Central High School in Eastern. These schools are part of Floyd County Schools. Nearby schools do not establish the assigned school for this address, so buyers should confirm attendance boundaries directly with the district.
Healthcare
Highlands ARH Regional Medical Center in Prestonsburg provides hospital care and emergency services. The area also has the Prestonsburg Primary Care and Urgent Care Clinic for routine medical needs and walk-in care. HomePlace Clinic has a location in Martin, and local pharmacy options include ARH Our Lady of the Way Pharmacy and Total Pharmacy Care.
Safety and Crime Information
Public crime reporting is generally compiled by police agency or broader geographic area. Those figures do not provide a reliable picture of conditions on this particular road or at this property, and they should not be used to label an individual neighborhood as safe or unsafe. Buyers who want more detail can contact local law enforcement and visit the area at different times of day.
Floyd County Housing-Market History
The following figures track the annual FHFA All-Transactions House Price Index for Floyd County. The index uses a 2000 base of 100 and reflects countywide changes in home prices over time; it is not a median sale price or an estimate of this particular property’s value.
| Year | House Price Index | Annual Change |
|---|---|---|
| 2021 | 145.47 | — |
| 2022 | 151.49 | +4.1% |
| 2023 | 173.70 | +14.7% |
| 2024 | 182.47 | +5.0% |
| 2025 | 180.37 | -1.2% |
The county-level annual index is considered developmental and may be revised as additional data becomes available. It describes a broad market trend, not the condition, features, acreage, or likely sale value of an individual home.
Transportation and Regional Access
Martin is served by Kentucky routes 80 and 122. U.S. Route 23 runs through the wider Floyd County area, including the Prestonsburg area, and connects communities across the region. The owner describes the property’s access road as a dead end with a blacktop surface and reports that it is maintained during winter weather. No unverified driving times or distances are included.
Shopping and Everyday Services
Martin has everyday shopping options, including Save A Lot on Stephens Branch. Pharmacy services in town include Total Pharmacy Care on KY Route 122 and ARH Our Lady of the Way Pharmacy on Main Street. Prestonsburg provides additional retail, dining, medical, and service options for the surrounding communities.
Parks and Recreation
Jenny Wiley State Resort Park in Prestonsburg provides access to outdoor recreation around Dewey Lake. Activities include boating, fishing, camping, hiking, and mountain biking, with additional trails and picnic areas at the park.
The Dawkins Line Rail Trail is another regional option, with a 36-mile route open to hikers, cyclists, and horseback riders. It includes trestles and a tunnel along portions of its route.
Utilities and Connectivity
Big Sandy RECC serves the Floyd County area, and the owner identifies RECC as the electric provider for the property. Martin Gas Inc. is identified by the owner for gas service. Public water and septic are indicated in property listing records, but buyers should verify the current water connection, septic system condition, and service details before closing.
Internet and cellular availability can vary from one road or property to another in this part of Eastern Kentucky. Buyers should check the exact address with providers to confirm available connection types, speeds, and coverage.
Tax and Assessment Information
The reported assessed value is $237,700, with an annual property tax amount of $2,853. Buyers should confirm the current assessment and tax bill with the appropriate county offices.
Owner’s note: The owner highlights the mountain views, the quiet neighborhood, and the lack of through traffic on the dead-end road. The owner also notes that the road is maintained during winter weather.
Property Summary
| Property type | Single-family home |
|---|---|
| Address | 270 Finance Holw, Martin, KY 41649 |
| County | Floyd County |
| Bedrooms | 4 |
| Bathrooms | 3 total: 2 full and 1 half |
| Interior area | 2,851 square feet |
| Lot size | Approximately 25 acres |
| Year built | 2002 |
| Parcel number | 063000002900 |
| Views | Mountain |
| Exterior | Stone and wood |
| Foundation | Concrete block |
| Roof | Metal |
| Basement | None |
| Heating | Heat pump, electric, and gas |
| Cooling | Central |
| Water | Public water indicated in listing records |
| Wastewater | Septic tank indicated in listing records |
| Fireplace | Yes |
| Parking | No parking features listed |
| Appliances | Dishwasher, microwave, range/oven, refrigerator |
| Flooring | Hardwood, laminate, linoleum/vinyl |
| Tax assessed value | $237,700 |
| Annual tax amount | $2,853 |
View the Zillow Listing
See the property listing and review the available details for this Martin home and its acreage.
View on Zillow — $345,000

