Four-Bedroom Country Home on 10 Acres – Milaca, MN – $330,000

Property Overview

Set on 10.01 acres in Milaca, this two-story single-family home combines a spacious country setting with a substantial four-bedroom floor plan and a range of outdoor structures. Built in 1920, the home offers 2,689 square feet of finished above-ground living area, with a main-level living room, family room, dining room, kitchen, den, laundry, and bedroom. The upper level provides three additional bedrooms.

Outdoor living areas include a large covered front porch, an approximately 324-square-foot deck, and a 660-square-foot brick patio. The property also includes two detached garage spaces and additional structures including a barn, pole building, and storage shed. The acreage features medium tree coverage, CRP land, and land identified as suitable for horses.

Interior Features

Land & Outdoor Features

The 10.01-acre parcel provides a combination of open ground and natural surroundings. The lot is identified with medium tree coverage, CRP land, and suitability for horses. The outdoor living areas include a covered front porch, deck, and large brick patio, while the additional structures provide flexible space for storage, equipment, hobbies, and property-related needs.

The property includes a barn, pole building, storage shed, and two detached garage spaces. The detached garage is approximately 24 x 24 feet and is identified as heated, with gravel parking and access.

Utilities & Property Systems

The property has private well water and a private septic system, with the septic system identified as compliant. Electrical service is listed at 100 amps with East Central Energy identified as the power company. Propane and electric fuel sources are listed for the property.

The property has no homeowners association. The zoning description is Residential-Single Family.

Area Overview

Milaca is located in Mille Lacs County at the intersection of U.S. Highway 169 and Minnesota Highway 23, along the Rum River. The city describes its community as having a business district, industrial park, parks, recreation facilities, and public transportation. Mille Lacs County had an estimated population of 27,753 as of July 1, 2025, compared with a 2020 Census population of 26,459.

Safety & Crime

Crime statistics should be evaluated at the appropriate geographic level and for the applicable reporting year rather than treated as property-specific information. Current property-level safety conditions are not established by the available listing information. The City of Milaca provides police services and lists its police department as a municipal service.

For current crime figures, buyers can consult official law-enforcement and federal crime-data resources for the applicable reporting geography and year.

Schools & Education

Milaca Public Schools operates schools serving students from early childhood through grade 12. The district identifies Milaca Elementary School for pre-kindergarten through sixth grade and Milaca High School for grades seven through twelve. School proximity does not by itself establish enrollment assignment for this property, so buyers should confirm current attendance boundaries directly with the district.

Healthcare & Hospitals

Mille Lacs Health System operates a Milaca Family Medicine location and additional healthcare facilities in the surrounding area. Its Onamia campus includes an emergency department, urgent care, acute care hospital, rehabilitation, and other services. Facility availability and service locations can change, so buyers should confirm current services directly with the provider.

Housing Market History

For a consistent historical market measure, the Federal Housing Finance Agency’s annual All-Transactions House Price Index for Mille Lacs County provides an index series rather than a median sale-price series. The index uses 2000 as its base year and is reported annually. From 2021 through 2025, the county index increased from 183.86 to 238.87.

The FHFA county index is a historical measure for Mille Lacs County and does not represent the value or future performance of this individual property. FHFA notes that these county indexes are developmental and may be revised.

Transportation & Access

Milaca’s regional road network includes U.S. Highway 169 and Minnesota Highway 23. MnDOT has a planned 2027–2028 reconstruction and improvement project for approximately two miles of Highway 23 in Milaca, extending from the Rum River bridge to Mille Lacs County Road 2 at 105th Avenue. The project includes intersection improvements and a new multi-use trail along the project corridor.

The City of Milaca also identifies public transportation as available to residents and visitors.

Shopping & Everyday Services

Milaca provides everyday services within the community, including grocery, pharmacy, banking, food, and other local businesses. The city maintains municipal services for residents, while the Milaca area directory provides a broader listing of local shopping and service categories. A Minnesota pharmacy directory lists Thrifty White Pharmacy at 127 2nd Avenue SW in Milaca.

Parks & Recreation

Milaca maintains multiple parks and outdoor recreation facilities. Rec Park along the Rum River includes softball fields, pickleball courts, a splash pad, skateboard facilities, playground equipment, an 18-hole disc golf course, campsites, fishing and canoeing access, and walking and biking trails. The city’s trail system includes approximately 12 miles of single- and double-track trails through woods, hills, and fields along the Rum River.

Additional city parks include Reineke Park, Trimble Park, and Riverview Park, with facilities ranging from playgrounds and picnic areas to river access.

Utilities & Connectivity

Area utility information identifies East Central Energy among the electric and internet service resources available in Milaca. The City of Milaca’s utility directory also lists Midco for internet, television, and phone service and East Central Energy for electric and internet services. County broadband mapping identifies multiple broadband vendors and technologies in the broader county, including fiber, cable, DSL, and fixed wireless providers.

These are area-level service resources and should not be interpreted as confirmation that a particular provider serves this property. The property itself is listed with East Central Energy for electric service, private well water, and a private septic system.

Development & Planning

MnDOT’s Highway 23 Milaca project is scheduled for construction in 2027–2028. The project covers the corridor between the Rum River bridge and 105th Avenue and includes roadway reconstruction, intersection improvements, and a multi-use trail. MnDOT identifies the project as an $18.8 million estimated construction effort and notes that detours will be required during construction.

Separately, the City of Milaca reported a temporary closure of 105th Avenue/County Road 2 beginning September 21, 2026, for utility installation, with completion scheduled for September 30, 2026. These project dates and conditions are subject to change and should be confirmed with the responsible agencies.

Property Summary