Nov 11, 2026

Country Home with Stocked Pond, Creek and 13.88 Acres in Bethel, Ohio — $319,900

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Property Overview

Set on 13.88 acres in Bethel, Ohio, this country property combines a comfortable ranch-style home with a stocked pond, dock, creek, wooded surroundings, and an oversized detached garage. With a mix of open and partially wooded land, the property offers room for outdoor recreation, gardening, animals, equipment storage, and a variety of country-living interests.

The single-story home features three bedrooms, one full bathroom, and 1,488 square feet of living space. The kitchen includes wood cabinetry, an island, counter bar, eat-in dining space, and stone-style countertops. The adjoining dining and living areas provide practical everyday living space, while the first-floor bedroom arrangement keeps the home’s layout convenient.

Plumbing is already in place for a potential second bathroom, providing an opportunity for a future improvement. Recent updates include new exterior siding and a new front door. The roof and heating and cooling system are approximately six years old, according to the listing information.

Property Highlights

  • 13.88 acres of partially wooded and open land.
  • Stocked pond with dock.
  • Creek running through the property.
  • Oversized detached garage with two garage spaces.
  • Additional barn and workshop structures.
  • Three-bedroom, one-bathroom ranch-style home.
  • 1,488 square feet of interior living space.
  • New siding and front door.
  • Roof and HVAC approximately six years old.
  • Fire pit and wooded views.
  • Public water and septic system.
  • Convenient access to Ohio State Route 125.

Interior Features

The home’s interior provides a functional single-level layout with three bedrooms, a full bathroom, kitchen, dining room, and living room.

Kitchen and Dining

The kitchen features wood cabinets, stone-style countertops, a counter bar, and a kitchen island. Its eat-in arrangement provides additional flexibility for everyday meals, while the separate dining room offers another space for gathering.

Living Room

The living room measures approximately 18 by 14 feet and features laminate flooring. The primary bedroom is located on the first floor and measures approximately 13 by 14 feet. The additional bedrooms also occupy the first floor.

Bathroom and Potential Improvement

The home currently has one full bathroom with a tub and shower combination. Plumbing is already in place for a potential second bathroom, subject to the necessary evaluation, permits, and completion of the work.

Appliances and Comfort

Included appliances are a microwave, oven/range, dishwasher, refrigerator, and electric water heater. Heating is provided by an electric heat pump, with central air conditioning and ceiling fans for cooling.

Exterior Features and Improvements

Recent exterior improvements include new siding and a new front door. The home has a shingle roof, vinyl siding, and a block foundation, with a crawl-space foundation configuration.

The oversized detached garage provides two garage spaces and additional room for equipment, vehicles, storage, or workshop activities. The property also includes a barn and a separate workshop, giving buyers several useful options for organizing outdoor equipment and pursuing projects.

Land and Outdoor Features

The 13.88-acre property is one of its defining features. A combination of partially wooded areas and open ground creates flexibility for enjoying the outdoors, maintaining a garden, keeping animals where permitted, or simply having additional space around the home.

A stocked pond with a dock provides a distinctive outdoor feature, while the creek adds another natural element to the landscape. A fire pit offers an additional gathering space outdoors.

The acreage, water features, detached garage, barn, and workshop make this property particularly worth considering for buyers who want more land and outbuilding space than is typically available with a conventional residential lot.

Utilities and Property Details

  • Water: Public water.
  • Sewer: Septic tank.
  • Heating: Electric heat pump.
  • Cooling: Central air and ceiling fans.
  • Gas: No natural gas service indicated in the listing.
  • Parking: Driveway and detached two-space garage.
  • Road: Paved road surface.
  • HOA: No homeowners association indicated.
  • Zoning: Residential, as reported in the listing.

Financing Considerations

The listing identifies the area as USDA-eligible. Qualified buyers may be eligible for USDA financing with no down payment, subject to property eligibility, borrower qualifications, lender requirements, and applicable program guidelines. Buyers should confirm eligibility directly with an approved lender.

Living in the Bethel, Ohio Area

Bethel is a small community in Clermont County in southwestern Ohio, east of Cincinnati. Its surroundings include rural residential areas, township communities, regional roads, and outdoor recreation opportunities. The following information provides additional context for buyers considering the location.

Area Overview

Bethel is located in Clermont County, approximately 30 miles east of downtown Cincinnati. The community includes the incorporated Village of Bethel, with surrounding rural residential areas in Tate Township.

The Village of Bethel had an estimated population of approximately 2,708 in 2025. Clermont County’s population was estimated at 216,977 in July 2025, compared with 208,601 in the 2020 Census.

Clermont County covers approximately 452.6 square miles and includes a combination of smaller municipalities, residential communities, agricultural land, and outdoor recreation areas.

The region’s location provides access to the broader Cincinnati metropolitan area while retaining smaller-community and rural characteristics. Local employment and services are distributed across Bethel and other Clermont County communities, with additional employment opportunities throughout the Cincinnati region.

This property’s Bethel mailing address is associated with the Tate Township area of Clermont County.

Schools and Education

The property is identified in the listing as being within the Bethel-Tate Local School District, which serves the Bethel and Tate Township communities.

Schools within the district include:

  • William Bick Primary School: Prekindergarten through Grade 2.
  • Ebon C. Hill Intermediate School: Grades 3–5.
  • Bethel-Tate Middle School: Grades 6–8.
  • Bethel-Tate High School: Grades 9–12.

The district operates four school buildings and serves students from Bethel and surrounding areas of Tate Township.

School district identification is based on the listing information. Individual school attendance boundaries and enrollment eligibility should be confirmed directly with Bethel-Tate Local Schools before making a purchase.

Healthcare and Hospitals

Healthcare services are available in surrounding Clermont County communities, including Batavia.

Mercy Health – Clermont Hospital

Located at 3000 Hospital Drive in Batavia, Clermont Hospital provides a range of medical services, including:

  • 24-hour emergency department.
  • Hospital and inpatient care.
  • Intensive care services.
  • Orthopedics and spine care.
  • General surgery.
  • Imaging services.
  • Wound care.
  • Behavioral health services.

Additional primary care practices, medical offices, pharmacies, and specialty providers serve communities throughout Clermont County and the greater Cincinnati region.

Facility locations are provided for general area reference. No property-to-facility travel distances are represented here.

Housing Market History

Historical home-value data provides useful context for understanding how the Bethel residential market has changed over time.

The following figures represent the Zillow Home Value Index for Bethel, using August observations for each year. This is a modeled typical-home-value index, not a record of individual property sales or a median sale-price series.

Observation Date Typical Home Value
August 2021 $209,547
August 2022 $228,374
August 2023 $235,179
August 2024 $251,308
August 2025 $260,134
August 2026 $265,169

Five-Year Historical Change

Between August 2021 and August 2026, the Bethel typical-home-value index increased by approximately 26.5%. The series shows continued overall growth during this period, although the rate of change varied from year to year.

These figures describe historical market movements and do not establish the value of an individual home or predict future appreciation. Rural acreage properties, homes with ponds, outbuildings, and other distinctive features may differ considerably from the typical residential property represented by a citywide index.

Historical values are rounded to the nearest dollar. August 2026 is the latest observation used in this comparison. The figures are a modeled index rather than verified comparable sales for this property.

Transportation and Access

Ohio State Route 125 is an important transportation corridor serving Bethel and surrounding Clermont County communities. The property listing identifies convenient access to OH-125, with the property’s road surface reported as paved.

Other regional routes connect the Bethel area with surrounding communities, including Batavia, Williamsburg, Amelia, and the greater Cincinnati region.

Public Transportation

Clermont Transportation Connection (CTC) provides public transportation services throughout Clermont County.

Its services include:

  • Dial-A-Ride: Scheduled, door-to-door transportation available to Clermont County residents.
  • Amelia Express: A weekday express connection to downtown Cincinnati.
  • New Richmond Express: A weekday express connection to downtown Cincinnati.
  • Non-Emergency Medical Transportation: Transportation assistance for eligible Medicaid recipients.

Dial-A-Ride operates Monday through Friday, with reservations available in advance. Service availability, destinations, and scheduling should be confirmed directly with CTC.

Cincinnati/Northern Kentucky International Airport provides regional and national air connections for the broader area.

Parks and Recreation

East Fork State Park

East Fork State Park is an established outdoor recreation destination in the Bethel area. The park includes East Fork Lake and a range of activities for visitors interested in outdoor recreation.

Park amenities and activities include:

  • Hiking and multi-use trails.
  • Mountain biking trails.
  • Swimming at the designated beach.
  • Boating and lake access.
  • Fishing opportunities.
  • Camping and equestrian camping.
  • Picnic areas and reservable shelters.
  • Wildlife observation and nature programs.

The park also features the Williamsburg-Batavia Hike Bike Trail and several additional walking and biking routes.

Clermont County Outdoor Recreation

The surrounding county offers additional outdoor recreation through its park system, public trails, lakes, and natural areas. These destinations provide opportunities for hiking, cycling, fishing, boating, and other outdoor activities.

For buyers who enjoy spending time outside, the broader Bethel region provides access to a variety of recreational environments beyond the property itself.

Utilities and Connectivity

Utility arrangements vary across Bethel and the surrounding rural portions of Clermont County. The property-specific utility information supplied for this listing identifies public water and a septic system.

Property Utility Information

  • Water: Public water, as identified in the property listing.
  • Wastewater: Septic tank.
  • Heating: Electric heat pump.
  • Natural Gas: No natural gas service indicated in the listing.

Internet and Broadband

Broadband services reported in the broader Bethel area include Spectrum, altafiber, Frontier, fixed-wireless providers, and satellite internet services such as Starlink.

Reported provider coverage varies by location, particularly in less densely populated areas. The presence of a provider in the broader community does not establish that service is available at this particular property.

Buyers should confirm internet speeds, installation options, provider availability, and cellular reception directly at the property address before purchasing.

Electricity, water, waste collection, and other utility arrangements should also be confirmed with the appropriate providers and local authorities.

Development and Planning

Land-use planning and development regulations in the Bethel area involve the Village of Bethel, Tate Township, and Clermont County, depending on the property’s jurisdiction and the type of proposed activity.

Tate Township Planning and Zoning

Tate Township maintains its own zoning regulations, zoning map, zoning commission, and Board of Zoning Appeals. The township’s planning and zoning administration addresses land use, development applications, and applicable permit requirements.

Township Planning Updates

Clermont County planning materials identify a comprehensive plan and zoning-code update process for Tate Township. Planning discussions have included downtown revitalization, local business growth, and potential land-use considerations along the OH-125 corridor.

County planning records also address subdivision applications, land divisions, zoning amendments, and development review procedures.

These planning activities provide context for understanding how land-use decisions are administered in the area. They should not be interpreted as confirmation of a particular approved development or a guaranteed change in surrounding land use.

Buyers considering additional construction, land division, agricultural uses, accessory buildings, or other changes to this property should verify the applicable zoning, permitted uses, septic requirements, easements, and building approvals directly with Tate Township and Clermont County.

Property Summary

Property Type Single-Family Residence
Architectural Style Ranch / Traditional
Address 3796 Starling Road
City Bethel
County Clermont County
State Ohio
ZIP Code 45106
MLS Number 1899765
Parcel Number 323018G075
Bedrooms 3
Bathrooms 1 Full Bathroom
Interior Living Area 1,488 Square Feet
Lot Size 13.88 Acres
Year Built 1960
Levels One Story
Foundation Block / Crawl Space
Exterior Material Vinyl Siding
Roof Shingle
Heating Electric Heat Pump
Cooling Central Air / Ceiling Fans
Water Supply Public Water
Sewer Septic Tank
Garage Detached, 2 Spaces
Additional Structures Barn and Workshop
Water Features Stocked Pond with Dock and Creek
Exterior Features Fire Pit, Wooded Views
Road Surface Paved
School District Bethel-Tate Local School District
Zoning Residential, as reported in listing
HOA None Indicated
Annual Property Taxes $1,820 (2025 listing tax information)
Tax Assessed Value $166,000 (listing-provided assessment information)
Listing Status Active, as of November 2026 listing information
Listing Date November 9, 2026
MLS Source Cincinnati Area Multiple Listing Service

Listing Agent Information

Ragan McKinney

Ragan McKinney Real Estate

Telephone: 937-444-7355

View the Property on Zillow

Review the original property listing, photographs, and additional available details for this Bethel property.

View on Zillow — $319,900

Photography and property imagery are credited to their respective original photographers and rights holders. Property information and listing materials are attributed to the property owner and listing contributors. Please refer to the original Zillow listing for the published photographs and their associated credits. All photographs and other original materials remain the property of their respective rights holders.

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