981 Catfish Lake Rd, Eagle River, WI 54521 – Updated 3-Bedroom Home on 3.08 Acres with Extra Parcel – $284,900

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Property Overview

Discover the space, privacy, and Northwoods character of this updated single-family home at 981 Catfish Lake Road in Eagle River, Wisconsin. Featuring three bedrooms, two bathrooms, 1,548 square feet of finished living space, and a reported total of 3.08 acres across two parcel numbers, this property combines a renovated interior with additional land and useful storage options.

The interior has been refreshed with a new kitchen, new appliances, luxury vinyl plank flooring, and a cozy wood-burning fireplace. The two-story layout includes a main-level primary bedroom, an open deck, and a full unfinished basement that provides additional utility and storage space.

Outside, the property features an oversized two-car garage, an additional storage shed, a fenced yard, and a dog run. The wooded setting offers privacy, while the extra vacant parcel provides additional land to explore. Its Eagle River location also places the property within the broader Northwoods region, known for outdoor recreation and seasonal activities.

Property Highlights

Three bedrooms and two bathrooms, including one full bathroom and one half bathroom.
1,548 square feet of finished above-ground living space.
Reported total acreage of 3.08 acres across two parcel numbers.
Freshly updated interior and renovated kitchen with new appliances.
Wood-burning fireplace in the living area.
Luxury vinyl plank flooring.
Oversized two-car garage and additional storage shed.
Fenced yard and dog run.
Full unfinished basement.
Drilled well and county septic maintenance program participation.
Fee-simple ownership, as reported in the property details.

Interior Features

Updated Kitchen and Dining Area

The renovated kitchen features new appliances and a practical layout, with a dedicated dining area nearby. The kitchen measures approximately 11 feet 2 inches by 8 feet 3 inches, while the dining area measures approximately 9 feet by 8 feet.

Included appliances are reported to consist of a refrigerator, dishwasher, microwave, electric oven, electric range, electric water heater, washer, and dryer. Buyers should confirm the final appliance inventory and condition during their inspection.

Living Room and Fireplace

Measuring approximately 17 feet 10 inches by 14 feet 3 inches, the living room provides space for everyday living and entertaining. A wood-burning fireplace adds a traditional Northwoods feature, while luxury vinyl plank flooring contributes to the updated interior.

Bedroom Layout

The main-level primary bedroom measures approximately 11 feet 3 inches by 10 feet 11 inches. Two additional bedrooms are located on the second level, measuring approximately 17 feet 9 inches by 11 feet 11 inches and 12 feet 1 inch by 8 feet 11 inches.

The home includes one full bathroom and one half bathroom, with a bathroom on each level. Main-level laundry adds convenience to the floor plan.

Basement and Storage

A full, unfinished basement provides additional utility space and potential storage. The reported basement utility room measures approximately 23 feet by 32 feet. The basement is not included in the finished living-area total.

Land, Outdoor Space and Additional Parcel

The property is reported to encompass 3.08 acres, with wooded, private, secluded, and buildable land characteristics. The two associated parcel numbers are 14193010 and 14193009.

An additional vacant parcel is highlighted as part of the offering. Depending on parcel boundaries, zoning, access, recorded restrictions, and applicable approvals, the additional land may offer options for future use or a potential separate sale. Separate saleability and buildability have not been independently established and should be confirmed with the relevant county offices before relying on either possibility.

Outdoor features include an open deck, a fenced yard, a dog run, and an additional storage shed. The garage and shed provide practical space for vehicles, outdoor equipment, tools, and seasonal recreational gear.

The listing describes a combination of wooded surroundings and private outdoor space. Buyers interested in developing the vacant parcel should verify its legal status, zoning, minimum lot requirements, access, and any applicable sanitary or environmental approvals.

Structure, Heating and Utilities

The residence is described as a two-story, frame-construction single-family home with vinyl siding, a block foundation, and a composition shingle roof.

Feature	Property Details
Property type	Single-family residence
Stories	Two
Construction	Frame with vinyl siding
Foundation	Block
Roof	Composition shingles
Heating	Forced-air natural gas
Water	Drilled well
Wastewater	County septic maintenance program participation reported
Electrical	Circuit breakers
Connectivity	Cable TV and telephone availability reported
Road surface	Paved

The property is reported to have a drilled well and to participate in the county septic maintenance program. Buyers should confirm well condition, water quality, septic system type, inspection requirements, maintenance records, and applicable county program obligations as part of their due diligence.

Internet service, broadband speeds, cellular reception, and the availability of specific utility providers should be confirmed directly for the property address and both parcel numbers.

Living in Eagle River, Wisconsin

Eagle River is a Northwoods community in Vilas County in northern Wisconsin. The area is associated with wooded landscapes, lakes, outdoor recreation, and seasonal tourism. Local activities include fishing, boating, hiking, snowmobiling, and other four-season recreation, subject to the location and rules of individual facilities.

The City of Eagle River provides municipal services, parks, public facilities, and community information. The surrounding Vilas County region includes additional outdoor recreation opportunities and smaller communities. The precise municipal jurisdiction of this property, along with the applicable taxing and service districts, should be confirmed through county records.

Sources: City of Eagle River Vilas County U.S. Census Bureau QuickFacts

Safety and Crime Information

A verified, address-specific crime profile and a consistent multiyear crime-rate series for the property’s immediate surroundings were not established for this listing. Citywide or countywide statistics, where available, may not represent conditions on Catfish Lake Road.

Buyers who wish to evaluate local crime patterns can consult law enforcement and official crime-data resources, paying attention to reporting year, geographic coverage, population basis, and the distinction between reported incidents and calculated crime rates.

Research resources: Wisconsin Department of Justice crime statistics FBI Crime Data Explorer

Schools and Education

Northland Pines School District serves the Eagle River area and operates public schools covering prekindergarten through grade 12. Northland Pines High School is located at 1800 Pleasure Island Road in Eagle River.

Nearby schools and educational facilities can be researched through the district’s official website. The property’s exact school assignments, enrollment eligibility, transportation arrangements, and any applicable attendance boundaries have not been independently verified. Buyers should confirm these details directly with the district.

Sources: Northland Pines School District National Center for Education Statistics

Healthcare and Hospitals

Eagle River has local healthcare facilities, including Aspirus Eagle River Hospital at 201 East Hospital Road and Aspirus Eagle River Clinic at 930 East Wall Street. The hospital lists emergency care and a range of hospital-based services, while the clinic provides outpatient care and medical appointments.

Additional healthcare facilities are available elsewhere in northern Wisconsin. Buyers should contact individual providers to confirm current services, appointment availability, insurance participation, and any specialized care requirements.

Sources: Aspirus Eagle River Hospital Aspirus Eagle River Clinic

Eagle River Housing Market History

Zillow’s Home Value Index provides a historical measure of typical home values in Eagle River. The figures below are historical city-level market indicators, not estimates of this individual property’s value and not predictions of future performance.

Period	Typical Home Value
December 2021	$311,250
December 2022	$342,276
December 2023	$362,298
December 2024	$373,389
December 2025	$384,174
June 2026	$394,017

These historical index values indicate an increase in the typical home-value measure over the displayed period. The index is not the same as the median sale price, a formal appraisal, or a valuation of a particular house or vacant parcel. It should not be used by itself to estimate future appreciation or resale value.

Property condition, lot characteristics, land usability, location, comparable sales, and the legal status of the additional parcel may all be relevant when assessing this property’s market position.

Sources: Zillow Eagle River Home Values Federal Housing Finance Agency House Price Index

Transportation and Regional Access

Eagle River is served by a regional road network connecting the community with other Northwoods destinations. State and county highways provide access to nearby towns, services, and recreation areas. The property listing identifies the road surface as paved.

Eagle River Union Airport is a local aviation facility. Commercial flight options, ground transportation, and routes to larger regional airports should be checked against current travel needs.

No independently verified property-to-destination driving distances or travel times are provided here. Buyers should use current mapping and transportation resources to assess their regular routes and seasonal travel requirements.

Sources: Wisconsin Department of Transportation City of Eagle River departments and airport information

Shopping and Everyday Services

Eagle River serves as a local service center for residents and visitors in the surrounding Northwoods. The city and nearby commercial areas provide access to everyday services, dining, retail businesses, fuel, banking, and other community resources.

For current store locations, operating hours, and available services, buyers can consult local business directories and the Eagle River Area Chamber of Commerce. Specific businesses and distances from the property have not been independently verified for this page.

Sources: Eagle River Area Chamber of Commerce City of Eagle River

Parks and Recreation

The Eagle River region offers a variety of outdoor activities associated with northern Wisconsin, including fishing, boating, hiking, winter sports, and access to regional natural areas. Local public facilities and recreational resources provide additional opportunities for outdoor activities throughout the year.

The property’s listing also identifies skiing as a community feature. This is a general area characteristic and does not establish that the home includes private ski access or that any recreational facility is within a specific distance.

Buyers can explore municipal parks, area recreation facilities, and regional visitor resources to identify the activities and facilities that best suit their interests.

Sources: City of Eagle River parks and recreation information Eagle River Area Chamber of Commerce Wisconsin Department of Natural Resources

Utilities and Connectivity

The property’s reported utilities include a drilled well, county septic maintenance program participation, forced-air natural gas heating, circuit-breaker electrical service, and cable and telephone availability. These are property-reported characteristics and should be confirmed through inspections, service records, and provider inquiries.

Eagle River Light and Water provides municipal electric and water services within the city and parts of the immediate surrounding area. This does not establish that municipal water or municipal electricity serves this particular property. The residence is reported to use a private drilled well, and the exact electric provider should be confirmed.

Broadband, fiber, cable internet, telephone, and cellular service may vary by address. Buyers should check both parcel locations with individual providers for service eligibility, installation costs, and available speeds.

Sources: City of Eagle River Light and Water FCC National Broadband Map Wisconsin Department of Natural Resources

Development and Planning

As of October 2026, the City of Eagle River is undertaking an update to its comprehensive plan. The planning process is intended to guide future land use, housing, economic development, transportation, utilities, community facilities, and natural-resource planning over a longer-term horizon.

This citywide planning activity does not establish that a particular development is approved near the property or that any proposed project will affect its use or value. Buyers interested in the vacant parcel should verify its zoning, permitted uses, development requirements, and any pending applications with the authority that has jurisdiction over the property.

The reported zoning description is “All Purpose.” This description should be confirmed against official zoning records for both parcel numbers before any construction, subdivision, or change of use is contemplated.

Sources: City of Eagle River Comprehensive Plan Update North Central Wisconsin Regional Planning Commission Vilas County official website

HOA and Community Information

No specific homeowners association, Property Owners Association, condominium association, or master community association has been conclusively identified for 981 Catfish Lake Road through the public sources reviewed for this page. This is not confirmation that the property is free of association obligations or recorded covenants.

A third-party property record for parcel 14-1930-10 identifies the address as a single-family residence in Vilas County. That record alone does not establish the association status of both reported parcels or determine whether either parcel is subject to recorded restrictions.

Association Status and Regular Dues

Item	Research Status
Association name	Not independently verified
Association type	Not independently verified
Property membership status	Unresolved
Mandatory or voluntary membership	Not independently verified
Monthly, quarterly, or annual dues	Current dues could not be independently verified
Services covered by dues	Not independently verified
Special assessments and additional fees	Current amounts and outstanding balances could not be independently verified
Management company and official association website	Not identified through the sources reviewed

Governing Documents and Property Restrictions

Complete association governing documents, recorded declarations, covenants, conditions and restrictions, bylaws, and current community rules applicable to both parcel numbers were not available for independent review.

Consequently, no specific HOA restrictions concerning exterior alterations, fences, sheds, detached garages, animals, recreational vehicles, parking, leasing, short-term rentals, or architectural approvals can be confirmed for this property. The absence of verified documents should not be interpreted as evidence that these restrictions do not exist.

Community Amenities

The property details identify skiing as a community feature associated with the Eagle River area. No specific shared HOA-owned or HOA-managed amenities, private recreational facilities, or association-provided services have been verified for the property’s community.

Access to nearby recreational facilities, if desired, should be evaluated separately from association membership and any potential amenity-access fees.

Rental Rules, Pets and Parking

Rental eligibility, minimum lease periods, short-term rental restrictions, pet and animal rules, RV or boat storage requirements, and parking restrictions could not be confirmed through an identified governing document applicable to the property.

Buyers considering vacation rentals, leasing, additional structures, or specialized vehicle storage should confirm applicable county and municipal requirements and obtain any relevant recorded covenants before relying on a proposed use.

Special Assessments and Financial Information

Current special assessments, association transfer fees, initiation fees, resale or disclosure fees, and outstanding association balances could not be independently verified. No conclusion can be drawn about whether such charges exist or apply to a sale of either parcel.

No association budget, reserve study, current financial statements, or association insurance documents have been verified for this property. Their unavailability is not evidence of financial difficulty or of any particular financial condition.

Buyer Due Diligence

Before closing, buyers should request current title information, recorded covenants and amendments, applicable association disclosures, and confirmation of any mandatory membership or community charges. If an association is identified, buyers should obtain its current fee schedule, governing documents, financial information, and resale or estoppel statement where applicable.

The two parcel numbers should be checked separately to establish whether they share the same ownership, recorded restrictions, zoning classification, access rights, and any association obligations.

Research resources: Redfin property record for 981 Catfish Lake Road Vilas County official records and county information City of Eagle River official website

Property Summary

Property Detail	Description
Property type	Single-family residence
Street address	981 Catfish Lake Road
City	Eagle River
County	Vilas County
State	Wisconsin
ZIP code	54521
Bedrooms	3
Bathrooms	2 (one full, one half)
Finished living area	1,548 square feet
Lot size	3.08 acres reported across two parcel numbers
Parcel numbers	14193010 and 14193009
Year built	Not independently verified
Interior condition	Updated interior and renovated kitchen, as described in the listing
Heating	Forced-air natural gas
Water supply	Drilled well
Wastewater	County septic maintenance program participation reported
Fireplace	One wood-burning fireplace
Basement	Full, unfinished
Garage	Two-car garage
Additional structures	Storage shed
Outdoor features	Open deck, fenced yard, dog run, wooded acreage
Ownership type	Fee simple, as reported in the property details
Zoning description	All Purpose, as reported; verify with the relevant zoning authority

View the Full Listing on Zillow

Explore the original listing for additional property details, available photographs, listing updates, and options to contact the listing agent or property representative.

Continue to Zillow — $284,900

Photography and listing credits: Property photographs and original listing materials are credited to their respective photographers, copyright holders, and property owners. Individual photographer names and image-specific licensing details were not independently verified for this page. Please consult the original Zillow listing for the displayed photography, original listing attribution, and available contact information.

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