Oct 3, 2026

Earth-Berm Home on 8.9 Acres with Two Ponds – Esko, MN – $399,900

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86 Larson Rd
Esko, MN 55733
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Property Overview

Tucked at the end of a 500-foot private driveway, this one-level earth-berm home offers 8.9 acres of wooded privacy, two ponds, mowed private trails, and park-like outdoor space in Esko. Towering Norway pines frame the setting, while a charming footbridge and multiple outdoor gathering areas add to the property’s natural character.

The 1978 single-family residence offers three bedrooms, one full bathroom, and one 3/4 bathroom within 1,177 square feet of finished living area. Inside, comfortable living spaces center around a stone gas fireplace, with in-floor heat providing warmth throughout the home. The primary suite includes a walk-in closet and private 3/4 bathroom.

Outdoor features include a paved driveway, covered patio, private trails, two ponds, a fire pit area with built-in swing seating, and a newer 24-by-36-foot detached garage constructed in 2021. The property also has a drilled water supply and mound septic system, with the septic system tested in 2017. Average electric cost is reported at approximately $230 per month.

Esko schools, Jay Cooke State Park, and the Munger State Trail are part of the surrounding area, providing access to schools and a range of outdoor recreation in the broader community.

Property Details

Home Single-family residence with ranch-style construction and an earth-berm design.
Living Area 1,177 square feet of finished living space.
Bedrooms & Bathrooms Three bedrooms, one full bathroom, and one 3/4 bathroom.
Year Built 1978.
Land 8.9 acres with ponds, wooded areas, and private mowed trails.
Parcel Parcel number 780206270.

Interior Features

The warm, comfortable interior is arranged on one level and features a stone gas fireplace as a central gathering point. The primary suite includes a walk-in closet and private 3/4 bathroom. Additional interior features include an eat-in kitchen, vaulted ceilings, foyer entry, skylights, wood-frame windows, main-level laundry, and a walkout basement area.

The home is equipped with in-floor heat, propane heating, and a gas fireplace. Included appliances are a dishwasher, dryer, microwave, range, refrigerator, and washer.

Exterior, Land & Outdoor Features

The 8.9-acre setting combines mature Norway pines, open park-like areas, wooded surroundings, two ponds, and private mowed trails. A footbridge adds a distinctive feature to the outdoor setting, while a dedicated fire pit area with built-in swing seating provides another place to enjoy the property.

A paved driveway leads to the home and detached garage. The garage measures 24 by 36 feet and was built in 2021. A covered patio extends the usable outdoor living space, and the property also includes a storage shed.

Utilities & Property Systems

The property has Minnesota Power electric service, a drilled water supply, and a mound septic system. The septic system is reported as compliant and was tested in 2017. Carlton County administers countywide standards and permitting for subsurface sewage treatment systems, including compliance requirements associated with certain property transactions and permitting.

Buyer Area Research

Area Overview

Esko is a census-designated place and unincorporated community in Thomson Township in Carlton County, Minnesota. The community is part of the broader Duluth-area region, with Interstate 35 providing regional north-south access. Carlton County identifies the Esko area as a distinct mapped area and lists an Esko Industrial Park along I-35 among the county’s industrial locations.

The 2020 Census population for Esko was 2,082. The surrounding Carlton County combines residential communities with extensive outdoor and transportation infrastructure, including access to the Duluth-Superior regional area.

Safety & Crime

Esko-area law enforcement services include the Carlton County Sheriff’s Office, which is responsible for county law enforcement, criminal investigations, emergency dispatch functions, and related public-safety services.

The Minnesota Bureau of Criminal Apprehension’s 2024 Uniform Crime Report provides statewide and broader geographic crime statistics and directs the public to the Minnesota Crime Data Explorer for more detailed local information. The report cautions that changes in reporting methods and agency participation can affect comparisons between years. A property-specific safety conclusion cannot be drawn from area crime statistics.

Schools & Education

Esko Public Schools operates Independent School District 99. The district includes Winterquist Elementary School and Lincoln High School, serving students through the local public-school system. Winterquist Elementary serves pre-K through grade 6, while Lincoln High School serves grades 7 through 12.

Nearby-school information associated with the property lists Winterquist Elementary School and Lincoln Secondary approximately 2.2 miles from the property. These proximity listings do not establish enrollment assignment; prospective buyers should confirm current attendance boundaries directly with Esko Public Schools.

Healthcare & Hospitals

Healthcare resources serving the broader Esko and Duluth-area community include Essentia Health-Cloquet Clinic in nearby Cloquet, offering primary care, specialty services, imaging, laboratory services, pharmacy services, and urgent care.

For hospital-level care, Essentia Health-St. Mary’s Medical Center in Duluth provides 24-hour emergency care and operates as a Level I Adult and Level II Pediatric Trauma Center. Aspirus St. Luke’s also operates a major medical campus in Duluth with primary and specialty care services.

Housing Market History

Recent ZIP-code-level housing data for 55733 provides a consistent view of median home-value movement from August 2025 through July 2026. Trulia’s published series shows the median home value moving from approximately $396,000 in August 2025 to approximately $407,000 in July 2026. The series is ZIP-code-level and should be viewed as area market history rather than a valuation of this individual property.

Period Median Home Value
August 2025 Approximately $396,000
September 2025 Approximately $395,000
October 2025 Approximately $395,000
November 2025 Approximately $396,000
December 2025 Approximately $398,000
January 2026 Approximately $400,000
February 2026 Approximately $402,000
March 2026 Approximately $404,000
April 2026 Approximately $406,000
May 2026 Approximately $406,000
June 2026 Approximately $407,000
July 2026 Approximately $407,000
This historical series is descriptive and ZIP-code based. It does not constitute a forecast of future property values or a valuation of the home.

For additional current context, Zillow reported a typical 55733 home value of $397,917 as of May 31, 2026, with a 2.2% one-year change. Redfin reported a May 2026 median sale price of $415,877 for 55733, while Realtor.com reported a $425,000 median listing price in its 2026 ZIP-code market data. These measures use different methodologies and should not be treated as interchangeable.

Transportation & Access

Regional transportation is supported by Interstate 35 and the area’s highway network. Carlton County identifies I-35 as a major north-south transportation corridor and notes access to State Highway 210, regional rail systems, the Duluth Seaway Port, and Duluth International Airport.

The Munger State Trail also provides a major recreational transportation corridor through the region. The Minnesota DNR describes the 70-mile Hinckley-to-Duluth segment as completely paved and open to uses including hiking, biking, in-line skating, mountain biking, horseback riding, and snowmobiling.

Shopping & Everyday Services

Everyday services are available in Esko and nearby Cloquet, with the broader regional shopping network extending toward Duluth. Carlton County identifies the Esko Retail Town Center as one of the county’s commercial locations. Esko also has a National Bank of Commerce branch at 3 Thomson Road and local dining options along Highway 61, including Tequila Town.

Carlton County operates a staffed recycling center in Esko at 25 E. Harney Road, providing a local resource for residential recycling and related waste services.

Parks & Recreation

Outdoor recreation is a major part of the surrounding area. Jay Cooke State Park provides hiking and winter recreation along the St. Louis River corridor, while the Munger State Trail passes through the Jay Cooke area and continues toward Duluth and communities farther south.

The property itself adds private outdoor amenities with two ponds, mowed trails, mature Norway pines, a footbridge, a covered patio, and a fire pit area with built-in swing seating.

Utilities & Connectivity

Property-specific records identify Minnesota Power electric service, drilled water, and a mound septic system. The septic system is reported as compliant and was tested in 2017.

At the area level, Carlton County provides information and permitting for septic systems and well-water testing, while Minnesota’s geospatial resources maintain statewide information on electric utilities, water and sewer infrastructure, and telecommunications. Broadband availability can vary by exact parcel, so service and speeds should be confirmed at the property address with individual providers.

Development & Planning

Carlton County maintains zoning, environmental, subdivision, septic, and land-use permitting resources through its Zoning & Environmental Services Department. The county also provides an Esko Area map and identifies Esko-area commercial and industrial locations within its infrastructure information.

No specific proposed or approved development project tied directly to 86 Larson Road was identified in the sources reviewed. Buyers considering future land-use changes or nearby development can consult current county zoning maps, permitting records, and planning information before making decisions.

Photography & Ownership Credits: Photography and property presentation are credited to the original photographers and property owners associated with the source listing. Property-specific details are presented from the supplied listing information and corresponding public property records.

Property Summary

Property Fact Details
Property Type Single Family Residence
Address 86 Larson Rd, Esko, MN 55733
County Carlton County
State Minnesota
ZIP 55733
Bedrooms 3
Bathrooms 1 full bathroom and 1 3/4 bathroom
Square Feet 1,177 sqft
Lot Size 8.9 acres
Year Built 1978
Parcel/APN 780206270
Architectural Style Ranch / earth-berm home
Water Features Two ponds
Garage Detached 24-by-36-foot garage, built in 2021
Parking Two garage spaces; asphalt and gravel parking areas
Water Drilled water supply
Wastewater Mound septic system
Heating In-floor heat, propane, and gas fireplace
Electric Service Minnesota Power
Outdoor Features Private mowed trails, footbridge, covered patio, fire pit area, built-in swing seating, storage shed

View the Listing

Continue to the Zillow listing for additional property details, photographs, current listing information, and contact options.

Continue to Zillow — $399,900

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