Airbnb vs Rental
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Short-Term vs Long-Term Rental Analyzer
Should you rent a property by the night, like an Airbnb, or to a tenant on a lease? Put in one property and see the real profit of each, after the loan and every cost, plus the slow months, the break-even point and the risk.
The property and rentals
Where the money goes, short-term
Year 1, per dollar collected.Where the money goes, long-term
Year 1, per dollar collected.Full comparison
Year 1. The better value in each row is shaded.What the numbers say
Cash flow month by month
What is left each month after the loan and all costs. Choose a season pattern on the left to match your market.The year in a table
What the numbers say
Does short-term still win if things go wrong?
Monthly cash flow after the loan. The long-term column changes only when the change affects it.Nightly rate and occupancy map
What the numbers say
Total gain over the years
Cash flow collected plus what you would keep if you sold, minus the cash you put in.Checkpoints
What the numbers say
Planning tool, not financial, legal or tax advice. Short-term rental income varies a lot by market and season, and many cities limit or ban it, so check local rules, taxes and your insurance and loan terms before you buy. Your own occupancy and nightly rate estimates drive every result.